Product Owner

Key Responsibilities
Product Ownership & Design (Core Enablement)
 Act as Proxy Product Owner for Open Finance–related enhancements across cash management
products including:
o Corporate accounts
o Payments
o Collections and receivables
o Liquidity management
o Virtual accounts
 Define how existing products must evolve to support AIS and PIS consumption initiated via
external TPPs and Channels platforms.
 Ensure product structures are interoperable, standardized, and API-consumable without
requiring bespoke re-engineering per integration.

Classification: Confidential
o Account balances (real-time/near real-time),Transaction histories,Statement-level information & Account metadata and ownership structures (corporate, multi-entity, group setups)
 Work with Operations, Technology and Data teams to standardize exposure of information across multiple product lines and account types.
 Ensure consistency, entitlement alignment, and regulatory compliance in information-sharing constructs.
Stakeholder Engagement
 Partner with: Portfolio Product Managers,Technology counterparts,Channels and Wholesale Digital teams,Operations and Client Servicing teams&Transformation Management Office

Skills & Experience
 Strong functional understanding of:
CBUAE Open Finance Framework – AIS, PIS and TPP,Corporate accounts and reportingPayments and collections products Liquidity management and virtual accounts
 Experience working as a Product Owner, Proxy PO, or functional lead in agile delivery environments.
 Proven ability to translate regulatory and strategic requirements into product-level functional design.
 Experience working cross-functionally with Technology, Operations, Compliance, and Risk teams.
 Strong analytical and structuring skills with ability to define scalable product frameworks.
 Excellent stakeholder management and communication skills.

Preferred
 Direct experience working on Open Banking/Open Finance initiatives in the UAE, GCC or other markets.
 Familiarity with CBUAE Open Finance regulatory frameworks and consent/data-sharing models.
 Experience with API-enabled product ecosystems and digital channel integrations.
 Exposure to corporate digital banking platforms and payment hubs.
 Prior experience in regional corporate banks serving large and mid-market corporate segments.