Card Testing

We are looking for a Card Testing Analyst with strong expertise in Debit, Credit, and Prepaid card systems. The role involves validating end-to-end card transaction processing, testing Card Management Systems (CMS), and ensuring compliance with card scheme rules and security standards. 

Key Responsibilities
Card Transaction Testing Test Debit, Credit, and Prepaid card transactions across multiple channels.

Validate transaction flows on: ATM Cash withdrawal, balance inquiry, mini statement. POS Purchase, refund, reversal, pre-authorization, completion. E-commerce Online payments with 3D Secure authentication. Card Lifecycle Testing

Validate and test complete card lifecycle processes, including: Card issuance and card personalization. Card activation and PIN generation. PIN change and PIN reset. Card block, unblock, and hotlisting. Card replacement and renewal. Card Management System (CMS) Testing Perform testing on Card Management Systems (CMS). Validate card configurations, limits, and usage controls. Test integration between CMS, switch, and core banking systems. Payment Network & Message Validation Analyze and validate ISO 8583 authorization messages. Verify transaction request/response message fields. Validate authorization, clearing, and settlement flows. Testing Activities

Execute various types of testing including: Functional Testing Integration Testing System Testing Regression Testing UAT (User Acceptance Testing) End-to-End transaction testing. Compliance & Scheme Validation Ensure system compliance with: Visa and Mastercard scheme rules PCI-DSS security standards EMV chip card specifications 3D Secure authentication standards Vendor & Integration Testing

Coordinate with external vendors such as:Payment switchesATM/POS vendorsCard personalization vendorsPayment gatewaysSupport integration testing with card networks and third-party systems.

Defect & Test Management

Design and maintain test cases, test scenarios, and test scripts.Log and track defects using tools such as JIRA / HP ALM / Quality Center.Perform defect analysis and regression testing after fixes.Production SupportSupport production issue investigation related to card transactions.Analyze failed transactions and provide root cause analysis.Validate production fixes and patche